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Posts by Bhumica Agarwal

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About Bhumica Agarwal
I am a financial strategy blogger who writes about women empowerment through financial security, health care, and the latest lifestyle trends. As a researcher-turned-writer, you will find my content backed up with scientific reasonings, intriguing the scientist within yourself.
Mutual funds a good retirement planning

Are Mutual Funds a Good Retirement Planning Option?

Posted by By Bhumica Agarwal January 3, 2026Posted inFinance, Personal Finance
Retirement planning can feel overwhelming, especially if you’re just starting to think about building a long-term savings plan. One question many novice investors ask is whether mutual funds are a…
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H-1B Visa Rule: Impact on Indian Professionals

Impact of the H-1B Visa Rule Change on Indian Professionals: A Complete Guide

Posted by By Bhumica Agarwal December 27, 2025Posted inTrends
The Changing Context of the American Dream With H-1B visa rule changes aimed at favouring higher-paid, specialised workers, the US visa landscape has become more competitive and complex. For decades,…
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Simple Personal Finance Guide

Investing is Simple: A Personal Finance Guide for Beginners

Posted by By Bhumica Agarwal February 8, 2025Posted inFinance, Personal Finance
I still remember the first lesson I ever learned about money. My grandfather opened a student savings account in my name when I was in the 8th grade. He handed…
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Loan against mutual fund investments

Loan Against Mutual Fund Investments: 5 Pros and Cons

Posted by By Bhumica Agarwal January 29, 2025Posted inFinance, Personal Finance
Have you ever faced a sudden financial crunch and thought, “I wish I could get some quick cash without selling my investments?” Well, here’s a solution you might not have…
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5 uses of fixed deposits you didn't know

5 Less-Known Uses of Fixed Deposits You Didn’t Know

Posted by By Bhumica Agarwal January 20, 2025Posted inFinance, Personal Finance
I was talking to a friend about investment avenues, and she told me that after doing SIP for about 10+ years, she will now only invest in Fixed Deposits. I…
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Time to Start Investing in Stock Market

Buckle Up, Girl! Time to Start Investing in Stock Market Right Now

Posted by By Bhumica Agarwal January 20, 2025Posted inFinance, Personal Finance
What is the right time to start investing in the stock market? The best time is today; an even better opportunity was yesterday. No one can say the best time…
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National Pension Scheme Retirement

National Pension Scheme: Plan For A Secured Retirement in 2025?

Posted by By Bhumica Agarwal January 19, 2025Posted inFinance, Personal Finance
Do you worry about how to plan for a secured retirement? Well, the National Pension Scheme (NPS) is an attractive investment scheme operated by the Government of India through the…
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5 Resolutions for Women Seeking Financial Independence

5 Non-negotiable Resolutions for Women Seeking Financial Independence

Posted by By Bhumica Agarwal December 24, 2024Posted inFinance, Personal Finance
Recently, I was going through an X post by a famous finance guy seeking an investment allocation percentage if you get a crore rupees. Surprisingly, most of the comments were…
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Perimenopause symptoms and self-care

Recognizing 6 Perimenopause Symptoms and Self-Care Tips for a Healthier Life

Posted by By Bhumica Agarwal December 19, 2024Posted inHealth and Wellness, Self Care
Understanding Perimenopause: What It Is and When It Happens Perimenopause is a natural transitional phase during which a woman's body undergoes significant hormonal changes that contribute to various physiological perimenopause…
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Investing 101 Mutual Funds

Investing 101: Mutual Funds vs. FDs vs. Stocks

Posted by By Bhumica Agarwal December 17, 2024Posted inFinance, Personal Finance
The exceptional returns offered by stock markets in the past three years, coupled with talks about financial literacy, are changing the Indian investing landscape. Indians are opening new Demat accounts…
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